Louis area:Single to 4-unit properties:Chet Hileman, Senior Mortgage Banker, F&B Financial Group.www.fandbfin.comPortfolio Lender, 4 units+:Bradley D.

and your partners will have issues as to how they came up with the cash.. talk to a very good mortgage broker or banker to work on how to structure this

While I may not agree totally with starting out this way, I feel that this can be done if you get away from the big banks and get to know your small home town bankers.

You can speak with a mortgage banker about general requirements before actually having them pull your credit for an official preapproval if you are still a ways away from actually making offers, or are concerned about it impacting your credit score unnecesarily.

To really get to know your local bankers, consider joining your local Chamber of Commerce.

You have to be very professional to the banker and kind know what they look for.

Take the time to look at your options, talk to your banker to see if you can get a mortgage for a new place.

IREM is a good resource for PM stuff.There is really a lot out there and it's also good to put yourself in the other persons shoes - whether its a banker, lawyer, another investor, etc. and ask yourself, "Will this person take me seriously or am I just wasting time for the both of us?" 

coldwell banker sea coast realty has always been very reliable.

Hi Everyone - long time lurker and researcher here on BP which by the way is one of the most useful sites you can possibly use to better your REI goals.So i have spent the last 9 to 12 months researching and learning, reading every book i can, listening to every podcast available (almost) and am starting to analyze now and plan my strategy and wanted some advice on what people on this site think.A little about me - I am an investment Banker by trade and am very interested in pursuing solid cash flow properties.I have set a goal for myself to acquire 4 properties by 2021 - so essentially 1 per year for the next 4 years. i often know people surpass their original goal once they catch the REI fever but figured that was a conservative goal.I am trying to target a 13% minimum CoC returns for SFH across varying states (Indianapolis, Cleveland, KC, Nashville) - taking into account all the usual bells and whistles, ie capex (maintenance and big ticket), PM, taxes & insurance, vacancy etc. also trying to layer in excess expenses as "Misc" and still hitting returns.