@Ryan Dori lots of options besides DSCR. 1 Year income, Asset Depletion, Bank Statements, and P & L only loans. 

Ideally, meeting with clients at least once to twice a year if their situation warrants it, especially if they have real estate professional or STR loophole. 

I plan on holding this property for 30 years (I'm 34) and will live in it for at least 5.

The last year we increased 5% points in occupancy.Our Marketing spend:                               2024                         2023SEO                       $18,000                 $21,000  Paying to get our website and location occupancy up as fast as possible from 0% to ??

I used Smarter Contact last year, and there is big issue they need to fix.

I am looking to learn about the industry and set a goal of making my first purchase this year if it makes financial sense. 

The most you are allowed to raise rents on a year over year basis is 10% or 5%+CPI which ever is lower.

We've successfully used Mid South Home Rentals (division of Enterprise Realty, Arlington,Tn.) for 11 years now to manage our 24 doors of SFRs, duplexes, & 10 unit apartment..   

And low and behold, I also had to evict her cutting into every bit of profit for the year.

If the insulation is in decent shape and not covered by combustible insulation, and not terribly overloaded, it might last many more years.