There is even more options on hemlane about them providing some sort of payment card.

And of course another personal Bias is I don't recommend anyone putting training on a CC unless your just looking to get air miles and you pay your cards in full every month..

I have my primary residence single family home paid off in full Zestimate ~$500K, and no other outstanding loans for cars, schools, credit cards, and in good financial position with 2 years of reserves for expenses, etc.

Mortgage companies, heirs, Bob's construction company that put a workman's lien on the property, Credit card company, etc etc... exception being local municipality liens ( grass cutting, demo etc.)

Move to an electronic card system even for the soap dispensers. 

Settlement Agreement:https://thedataadvocate.com/wp-content/uploads/2024/03/Nar_Settlement_Agreement.pdfNAR Response to media inaccuracies "Correcting the Record" that I mentioned above:https://www.nar.realtor/newsroom/correcting-the-record-nar-d... 

I am starting a new rehab and was considering applying for a Home Depot commerical credit card.

You could being offering gift cards to get more reviews.

That ship sailed a long time ago, we are living off "credit cards" now to a really significant degree.

Is carrying it on my card worse for credit than carrying it on the HELOC?