Sorry if this has been summarized somewhere else. :-) 

@Lauren Chiozza I spoke to them a few months back and here's how I would summarize the decision.If you can get traditional financing for the property, you should go for traditional financing. 

You closed in December, meaning your first mortgage payment was probably due Feb 1, but it probably hasn't reported to your credit yet.So, to summarize:- You are now several hundred thousand dollars in new debt.- If you're a first time buyer, your credit history probably has zero track record of managing hundreds of thousands of dollars of debt.- You have zero on time payment history on that debt.

I wasn’t planning on using a property manager since I’ll be leaving in the adjacent unit writing a short FAQ summarizes list makes a lot of sense!

If you are interested, keep reading, I will explain and summarize the best I can how larger RE works within some commercial/industrial/government complexes (cluster of systems/buildings, generally speaking).For more complicated systems, there are software/parameters based on previous research to do a more deep analysis of the maintenance and repairs based on condition. 

Just to summarize, it is not for sale and the tenants are not wanting to move.

It's just hard for me to predict the future and I like to keep my options open, so I haven't done it.That might not even be a rational way of looking at it - it's probably not - but summarizes where I got to when I considered it a few years back.Also, in terms of multifamilies, I think it makes a big difference if you're paying the utilities or your tenants are.

You want the Cliff notes summarizing 3 semesters worth of Accounting into 1.5 pages. :) 

The replies are summarized below:"He [the Landlord] will not be putting the water in his name, and we will not be making any further adjustments to this issue" and after mentioning that I do NOT agree, "Unfortunately that is the way it is going to be and it is not open for further discussion."

So summarizing - do I stick with a more passive rent by room for stronger cash flow, or do I go with a more active BRRRR strategy for cash flow by volume?