Goal would be to acquire 20 rentals by the age of retirement, with some already starting to be paid off.I am in the same boat as you, and I focus on safe appreciation all day (small cash flow for safety and then focused on markets on that appreciate). 

It's no guarantee but it's a good place to start.

I've recently started and am eager to learn.I'm reaching out because I'm looking for guidance on finding reliable note sellers, partnerships with experienced note investors, advice on navigating loan modifications, etc.Specifically, I'm facing challenges with "accurately valuing non-performing notes, understanding the legal complexities of note transactions.I'm particularly interested in connecting with individuals who have experience in due diligence, negotiation, legal aspects of note investing.I believe that by collaborating and sharing knowledge, we can all benefit.

I am starting to worry it’s fraud and will be seeking legal counsel on next steps . 

If the rental lease started 1/1/2025 it's likely it was technically in service in 2024. 

It started as an FHA loan but had to switch to conventional.

Quote from @LaShon Evans: Looking to get started this spring with the purchase of my first SFH for a LTR situation. 

The program is $3000, and I haven't found much online about them.I started out investing in non-performing notes but having trouble obtaining those lately.Thanks,Nicole

it is a fairly good start.  

As a broker, you’ve already got a strong foundation, which will give you an edge in finding and structuring great deals.Since you're in Chicago, have you considered house hacking as a starting point?