I'd think there exists an option for a loan of SOME sort that only cares about the value of the asset, and that the loan stays current.

Real estate investments can be great so hopefully you can apply what you've learned here so that if you decide to try it again you'll get a better outcome.I think what may have went wrong here is you invested in real estate at the wrong time, and with the wrong operator (syndicator), and perhaps didn't have the expertise to sort either of those two factors out.  

Your state may differ somewhat, but there is almost certainly a similar law of some sort.

Bluegrass Savings and Loan, Volunteer State Credit Union...that sort of thing.Here there is Olympia Federal.

And in the LS background there are all sorts of validations on what you are trying to do, so it just gets frustrating.

When I posted this i was simply looking for some sort of direction or advice.

I know that insurance companies will do this sort of thing.If you are interested in this sort of thing, list on Furnished Finder.

I’ve been wasting money paying minimums on everything while I sort this out.

The current plan is to look into some sort of multifamily and house hack at the same time but plans may change when I get to know more.

I recommend having a column that tracks which properties or activities the time relates to so it will be easy to sort in the future.