I have one lender that will go up to 85% but need 720 credit or better and 1.25 DSCR no rural areas

I've found that Chase has great deals (almost no closing costs) for 5+.   

In addition, you would need enough working capital to pay for insurance (which will be going up a LOT in Los Angeles) and to pay for property taxes.Don't buy this unless you have substantial resources and a cash cushion to keep yourself safe.

You are not paying for their services and won't cost you anything extra anyways. 

I am in the Tampa bay area now but grew up in Kentucky and travelled to Indy many times!! 

Once the TSMC is really up and running, it will only amplify that.

i think this is a decision only you can make. im in a similar boat (house hacking my primary) and considering renting the whole thing out to get a solo home for myself. certainly a lot of appeal in that, given how much work goes into the house hack. but whether or not the numbers on cash flow align is up to you. personally i dont think $150 (seems like about 12%?)

In some cases, federal tax credits like those for low-income housing or economic development might also apply if the project aligns with certain goals.Instead of buying the land outright, developers often lease it from the tribe, which can reduce upfront costs and sometimes come with favorable lease terms.

If may cost a bit but will be well worth the effort.

What I like about multifamily is the splitting of costs.