.- The variety of financing products available as individual tenant in common loans remains limited, and the terms are generally less favorable than either apartment building loans or condominium loans.

I also allowed the fear of others to take me away from my long term goals.

However, I'm drawn to the long-term benefits of multifamily properties.

Can anyone shed some light on what kind of down payment, terms and qualification requirements we would typically be looking at for an SBA or low down commercial loan?

It is the interest rates at which banks lend to each other and is short for Secured Overnight Financing Rate. 

Draft precise agreements outlining loan terms, manage risk by diversifying investments, and build relationships with real estate professionals.

Quote from @Steve Schrag: The term "eviction" can mean many things.

However, I probably would not upgrade it but I would rent it out LONG TERM at least until you know your long term status in Portland.  

I currently work with investors in the states and out of the states to build a portfolio in Turn-Key, Single-family long-term rentals.

As MFH is dropping there shorts to get and keep full occupancy, offering every spif imaginable, larger units are to accommodate families of size or multi-gen living is a rare inventory.