In our welcome basket we allocated $2-4 for gifts i.e. chocolate bars, Florida Oranges when in season, etc

Can be hard to tell whether its a true downturn or a seasonal slowdown though. 

One, is dynamic pricing a thing for mid-term properties without much seasonality?

I do a mix of STR and MTR in Tucson ( STR for peak season around gem shows ) and MTR during the other months 

It's possible you could take the loan to another bank that is willing to do purchase plus rehab, but there is likely a seasoning requirement.

The Front Range market has a very pronounced seasonality to it: March-June is "selling season" when the bulk of the listings hit the market and all of the retail buyers are out hunting.

I’m nervous as I watch the clock tick further into toward the winter season but I didn’t want pets for a reason and I will hold firm.

Currently my STR is doing great during the busy summer season in SC and covers my offseason which is fantastic, but I'd like to maximize my income with this property.

BiggerPockets is full of resources designed to help you along your journey, whether you are just getting started or a seasoned investor.

Become first "seasoned to real estate" and by that time, you'll have enough experience to judge better the asset protection question.Here are two more bits of advice: 1. stay away from ChatGPT (it might sound authoritative and knowledgeable, but you need to have enough information/experience to critically judge the validity of its "answers"). 2.