Not sure what you're askingThe problem I see with a lot of your questions is that it seems you don't want to be straightforward with people and try to keep everyone else in the dark, which is not a good way to operate a wholesale business as it makes all the other parties not trust you and more likely to want to back out, leaving you holding the bag.

Pay off high interest debt or refinance down to the terrific rates available today.Its a mixed bag after that. 

They were thoughtful enough to get me 2 huge bags of diapers as a closing gift since my wife and I are expecting our first child in the next week or so.There is something special about the relationships that are formed on this platform.

But to someone who has only lived in the suburban McMansion area their whole life, it might be a C/D (there is a bus stop 300 ft away the consistently has someone with a brown bag in hand, people keep their houses nice, but they are mostly 70+ yrs old, cars park on the street because most don't have garages or driveways).I agree with @Erik Whiting, there are people in all income brackets that are good, responsible people.

After digging further into the situation the tenant was just arrested in Dec and released for distributing over 5000 bags of fentanyl and released on bond.

So if property sells for less or doesn't sell I'm not left holding the bag? 

So your question is kind of a mixed bag. 

“Speakers” arrive to a fake name, my address, and turn out to be a poorly packaged pound of weed in a bag, stuffed in a box.

That makes sense, I just don’t want to drain all reserves I have and put myself in a trick bag for my primary residence, I like to keep an emergency fund.

But I also wash or sanitize my hands before and after each signing appointment, and I wipe down everything that comes out of my bag at the table with disinfectant wipes at the beginning of the appointment (so my phone, my stamp, the pens, my keys, etc).