In Colorado specifically, we’re also losing a lot of options due to an increase in our wildfire risk scores in many zones.  

More secure and stable than an STR (also less competition) but you aren't in the red like you'd be with an LTR. 

Some had other events in other states designed to elicit high emotions and fun, solidifying what was basic information as something secretive, which it really wasn't, it was just more enjoyable and easier to learn in the 'fun zone'.

Both the daughter and Dad have excellent credit history but feel this is a red flag. 

Under the current zoning (parcel viewer) the lot is zoned for 1 single family ever 40,000 square feet.

They city will red tag it and require you to upgrade everything and get a Certificate of Occupancy before you can rent it.

You would want to check local zoning to make sure you could build more than one as a lot goes into that beyond just being close to plumbing, electric, and gas.When you mention "a lot goes into that beyond just being close to plumbing, electric, and gas," what are the top things people tend to overlook when preparing to build ADUs?

The Honduran "prospera" zone, just made bitcoin legal tender. https://www.reuters.com/world/americas/honduran-special-economic-zone-adopts-bitcoin-legal-tender-2022-04-07/#:~:text=TEGUCIGALPA%2C%20April%207%20(Reuters),the%20zone%20said%20on%20Thursday.

Your zoning should be ok, but you want to do everything by the book (which can be costly) to percent future insurance claims or injury claims in an unpermitted basement living space. 

Heck go to the casino and put it on roulette wheel of black or red.