I would check if the nails are still nails, or if they've turned to dust. 

Understanding and taking advantage of the variety of tax credits boosts the return on your property and allows you to be part of the move to conserve our nation’s historic treasures.When rehabilitating or investing in the rehabilitation of an eligible historic or non-historic building, you may be able to take advantage of one or both of the historic tax credits: 1) Historic Tax Incentives and 2) Historic Preservation Tax CreditsYou can receive a federal income tax credit equal to 20% of the costs associated with rehabilitating the building.

I like to preserve my karma and grow my business. 

My property management company's insurance could cover the liability of a handyman, but this beyond hammer and nails.

Everyone has already hit the nail on the head. 

Wealth preservation?

You nailed the general understanding of how you can qualify for the next one.

I figure if I went with the unsecure loan I can purchase under that minimum loan amount that the HML requires (preserving my 30k in capital vs using it as a down payment).

Hey @Scott Lepore - You nailed it on that one, the deals are getting harder and harder to find but they are out there.

Ie it is down to the nails?