That's what I've heard from others and read online as well.

Check out the free content online of Bill Faeth. 

Study other investors winning strategy the same you would study a sports teams winnings.

Every contact I needed for insurance, mortgage and cleaners were done online, mostly through connections from BP. 

From my experience, to succeed in multifamily investing, focus on networking through local meetups, online forums, and professional connections, leveraging your CPA skills to analyze deals and optimize deductions.

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

Alternatively, there are high-yield online savings accounts like Marcus or others - the difference is that banks have some inherent risk, thus the FDIC insurance. 

Here, once you have an account and a bit of lending experience, you can access the online, fill-in-the-blank templates to create your own set of documents. 

Network (in-person events and online BP)3. 

Here is a calendy link if you wanted to chat on a zoom or call. https://calendly.com/trepador64/online-meeting