We had a plan to build a large real estate portfolio and then sell it in five years and divide the money.

We use DealCheck to underwrite deals and QuickBooks Online for everything related to accounting and budgeting.

If you have this debt and need money, you may not be preparing yourself for the challenges of being a landlord.

Where is the money coming from?

@Shaylynn O'LearyI think I may have posted this in response to you in another thread a while back, but here goes again.If you pick a random "low cost" market like the ones you named, don't know anyone there, don't set up a network, buy random properties, and turn them over to people you've never met to manage, you will most likely lose money. 

With companies pouring money into EV and semiconductor production, job growth is picking up, which will only increase demand for housing in the long run.

Taxes are high in TX with real estate, so put more money down to create some cash flow.

I was thinking either to refinance my current VA loan or get a HELOC and use that money to purchase some rentals and I plan on holding on to the properties for as long as possible. 

I would like to put the money into purchasing another investment property.

If I need by some chance I need extra money I can fund it with money from my side business.