One massive cause of inflation is the amount of currency in circulation.

My mother-in-law suffered a massive stroke in 2018 that required her to leave her home.Two thoughts for you:1.

There is a wide spread of housing from the North to the South and a massive quantity of bungalows.

Debt restructurization is common when rate-sensitive project is hammered when there's change in rate especially with these massive volatility.Now what I see is project with 1.4 DSCR initially is becoming 0.80 DSCR after rate increases 400-500bps. 

Source: American Homes for Rent Annual Report for the fiscal year ended December 31, 2023, page 27 (https://www.sec.gov/ix?

Needless to say, the metro Atlanta market is massive. 

As long as you are fiscally secure enough to make that higher payment no matter what, when a 15 is paid off, a 30 still has like 70% left to go. 

I like to stick with 2-4 unit properties so I don't need a commercial loan, and I don't have a ton of cash in the event of a massive vacancy or capital investment, so more expensive isn't necessarily in my wheelhouse.

A batter bank is a whole other massive expense, and maintenance.

It's very difficult to capture such a massive property.