Multi-family units (duplexes, triplexes) allow you to maximize rental income while maintaining some personal space.

But any company that properly creates and maintains a liquidity sleeve like I described above, is going to be able to honor its commitments. 

Your other great point is that her day job maintains her lendability--I hadn't though of that.

Reading the answers definitely help me to clarify my choice of maintaining multiple accounts!

This approach allowed me to close quickly and efficiently while maintaining flexibility to make the minor updates needed to modernize the property and position it as a high-performing long-term rental in Uptown Charlotte.

This approach allowed me to close quickly and efficiently while maintaining flexibility to make the minor updates needed to modernize the property and position it as a high-performing long-term rental in Uptown Charlotte.

This financing approach allowed me to focus on converting the structure into a duplex and preparing it for rental while maintaining cash flow for other ongoing projects in my portfolio.

It was an effective strategy to keep the project moving forward while maintaining financial liquidity for other investments.

It was an effective strategy to keep the project moving forward while maintaining financial liquidity for other investments.

Maintaining clear communication with existing tenants is essential during redevelopment projects.