I develop a high level scope of work and then make my own estimates for each item.

It is pretty pricey IMHO for some but worth it as a luxury kitchen item.$349 - Breville the Infuser Espresso Machine - https://www.amazon.com/dp/B0089SSOR6Now this is a semi pro level espresso machine.

You can do this simply by changing your bedding colors and the colors of accent items like throw pillows and towels. 

For decades many of America's largest companies have sold items to our Gov at crazy high values.

OPM usually refers to money to buy the house, a private lender, family, etc.

This of course depends on your starting bank roll - but if its like mine (under 100k) - Im trying to put as little as possible into it on top of initial equity and fees.this will likely chew a big hole in your ROI  (now if you are looking to improve value with a cash out refi or a great prospect comes along that needs combo new plumbing, roof, windows, foundation repair, etc - well just make sure you know what youre getting into and/or have a good contractor and finger on the pulse of the market when estimating the ARV YOURSELF - couple missed items and you risk having a bad first investment and not doing it again).    7) dont be scared be ambitious ( i should heed my own advice sometimes) 8) define numbers goals within your target areas.  

Once closed, get the grant deed and submit to the city with all items day one of ownership 3.

She’s busy as is and I perform all the real estate related items.

We have lived in our apartment for nearly three years without any issues, but since April, new neighbors moved in upstairs, and the noise has become unbearable.At all hours of the day and night, it sounds like constant walking, furniture screeching, and items being dropped—even until 4 a.m.

Check this out for reference: https://tranio.com/articles/real_estate_agents_commissions_i... also in a lot of these countries agents are not full service and attorneys (or "solicitors", "barristers" etc. varying names in different places) handle the contracting/paperwork which agents handle here, so those folks also need to be paid.