Or take cash and pay the tax on their portion.Only your accountant will know whether this kind of drop and swap is possible without a tax event. 

Any other expenses are using up funds that would otherwise be sitting in your checking account to make a mortgage payment with.

Now that we are 10 days from closing, I am talking to loan officer to get the Closing Disclosure so that I can know the exact cash to close (I need to move money from brokerage to bank account) and he is mentioning about 2% IPC limit. 

It may seem easy to jack up rent but there is something to be said about good, on-time paying tenants.As an accountant, I always rely on the numbers.

It’s a great way to grow faster.HELOC or Equity Tapping: If you have equity in another property, using a HELOC or cash-out refinance could help cover the down payment without affecting your DTI as much.Seller Financing or Creative Deals: Look for sellers willing to finance directly, which bypasses traditional mortgage qualification hurdles.Scaling quickly often involves combining strategies—play around with what works best for your goals.

:Just found this thread here today and created an account to post.

Posting goals here on this thread can help to act as a form of accountability. 

Obviously you can maintain a stronger presence and level of involvement investing in properties near you.

are you allowed to edit the chart of accounts? 

They should be able to hold them accountable for how they handle their escrow accounts.