@Vicki Gleitz I used to be a contractor before my back was injured to the point I could no longer do physical labor.

I woke up this morning to disturbing news as to what can happen when a person rents out rooms in their home, defies local laws and HOA rules, gets into a rage and takes matters into his own hands. So sad.http://www.co...

Will I be covered if a plumber or handyman without their own insurance policy is injured at my building? 

Or you can call the police and have them meet you to perform a welfare check with you at the premises to make sure he has not been injured or cannot get to the door due to health issue.

Following the first law of lawsuits the injured party sued the people with the money, namely the landlords, as well as the tenant, who like most tenants did not have that much to go after.

What if a tenant's kid for whatever reason makes their way inside the fence and god forbid gets injured by one of the dogs?

So, for example, if you personally had knowledge of a loose step in one of your properties and didn't fix it and then your tenant was injured on it, even though the property is held in the LLC, since you had actual notice of the dangerous condition you could still be held personally liable for the tenant's injury.

You need to verify this as well.If someone has a 'helper' on your property (and no WC) and they fall and injure themselves, then you will get sued for damages.

If someone injures themselves and sues, they will be suing the LLC and not you personally.

What happens if the Tenant is injured while working on the property and decides to sue?