![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1469172/small_1621512599-avatar-susant67.jpg?twic=v1/output=image&v=2)
1 November 2024 | 9 replies
I mailed over 3,500+ postcards to private individual note sellers in TX.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3140602/small_1730417032-avatar-jefriah.jpg?twic=v1/output=image&v=2)
31 October 2024 | 2 replies
I am excited to be part of BP and look forward to growing and learning from experienced individuals.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1724134/small_1621515055-avatar-gtodrank.jpg?twic=v1/output=image&v=2)
31 October 2024 | 2 replies
If the dues are exorbitant or there isn't a clearly defined value being brought to owners, maybe pass on it, but I'd say by and large that STRA's are well worth what is usually a pretty small individual investment.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2341985/small_1694751600-avatar-samt192.jpg?twic=v1/output=image&v=2)
2 November 2024 | 10 replies
I have the reserves to weather defaults and my team knows their portfolio level numbers, so it's just a matter of getting note investors and lenders on board.15 years payments and 50% LTV are the limits we're seeing for each individual method by the way.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3061164/small_1723495771-avatar-michaelb2911.jpg?twic=v1/output=image&v=2)
31 October 2024 | 4 replies
Spending quality time with your kids and connecting with inspirational individuals are definitely enriching pursuits outside of real estate.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3064933/small_1728089886-avatar-codya153.jpg?twic=v1/output=image&v=2)
31 October 2024 | 18 replies
The tradeoff on the joint financing is going to be the (refi) costs associated w any transfer of ownership, HOWEVER transferring title to the LLC is unlikely to trigger due on sale (b/c it sounds like most banks simply aren't monitoring and/or enforcing due on sale in these instances) which would make the ownership (sans the actual mortgage note) more easily transferable than exiting your position as an individual owner?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2076511/small_1644707431-avatar-mikel507.jpg?twic=v1/output=image&v=2)
4 November 2024 | 26 replies
I also found Brad Sumrok's apartment investing program ($35K for you and your spouse or $25K individual) which is also based in Texas.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/847633/small_1709745250-avatar-jaceperry.jpg?twic=v1/output=image&v=2)
1 November 2024 | 10 replies
If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/615681/small_1675553241-avatar-michaelb393.jpg?twic=v1/output=image&v=2)
9 November 2024 | 87 replies
Because of the weakness's each individual BRICS presents.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1287204/small_1648167032-avatar-davidm1158.jpg?twic=v1/output=image&v=2)
2 November 2024 | 8 replies
Crazy but true.Here’s a CSLB chart, if you go the individual and homeowner verification route, you’re gonna need a lot of supporting evidence of competence and testimony from who you worked for etc.