However bc I am the owner, in NY, I am liable for the PMs actions (or inaction) and if there was any negligence or harm to the young baby that is what I am concerned about and they could claim anything in that regard bc it is a vulnerable class.  

This cannot be argued.This is clearly political nonsense where some politicians are willing to harm their jurisdictions for votes. 

But particularly if you are already tight on cash flow, there is no harm in trying to free some up.

Cash for keys...you might start by offering to return their security deposit and allowing them to move on with "no harm, no foul."

In my book, that's no harm, no foul, and non-discriminatory. 

If I can't, no harm no foul but well always lose out if we don't try, right?

I would quickly call them out on it, because wishing for a crash is wishing for harm to people.

As for your liability, I would make sure you insurance covers things like bodily harm done by animals, and also require your tenants to carry insurance that covers the same. 

It coincides with the boom of the Denver market, and leaves out the basically flat year we had in 2019 and early 2020, which would harm the CAGR you impute here. 

This won’t be popular to read in some quarters, but federal and state officials need to start adjusting their anti-virus strategy now to avoid an economic recession that will dwarf the harm from 2008-2009."