(Net of capital gains tax and NOT including dividends.) 

As I gain experience I would expand.

I will say this short term sacrifice can lead to major long term gains.  

This allows you to trade stocks, mutual funds, ETFs, gain access to CD's and treasuries. 3) You can connect your IRA to what we call Wealthbridge which is a private market investing platform, enabling you to digitally invest in private opportunities.

I understand the challenges and competition in this field and am willing to put in the time and effort to learn and grow.If you have any advice on how someone in my position could gain practical experience or alternative ways to get started in real estate without significant initial capital, I’d be eager to hear your thoughts.Thank you for your time! 

PS: I'm sure I can great a nicer LTV but my business taxes don't show large gains on paper.

When house-hacking with 5% down, returns on cash invested could be huge when you factor in the appreciation gains.

Lenders also have interest only options that could help with cashflow especially on acquisitions to allow you to get the listing up, and have your listing gain momentum (some listings start off slow while they accrue bookings, reviews, etc.)

@Sheena Varghese For flips taking over a year, the IRS treats them as business inventory, so profits are taxed as ordinary income, not capital gains, regardless of the holding period.

Ideally avoiding capital gains tax, we've owned it for more than 5 yrs & lived there the whole time.