. , I do have a nice family from my church who is helping me with my son, so I do have a little bit of time and flexibility to work with, so I want to maximize my time and spend it in the best possible way.  

For your "BRRRR in Bulk" approach, you might want to explore lenders that specialize in portfolio or DSCR (Debt Service Coverage Ratio) loans, as they are often more flexible with complex financing structures like seller 2nd notes.

Also, someone with real estate investing experience can probably help you shop for loan products that could be more flexible on the owner occupancy requirements so that you can scale at whatever pace you want. 

Flexible terms 

A mortgage broker can also help find lenders with more flexible requirements.

Highlighting the STR revenue potential, especially in a prime location, could attract investors looking for both income and future appreciation.Steps to take:Prepare a detailed financial breakdown of the property's current performance and future projections.Include comparables in the area to show both STR potential and anticipated appreciation.Offer flexibility in the buyout terms (e.g., structuring it as an installment plan if needed).If you can’t find an individual investor, you might look for a property management company or real estate investor group that specializes in STRs.

If you would be interested let’s connect I have a lender recommendation that would be able to fund this deal with flexible terms and quick closing.

House hacking is a great start, with duplex properties offering flexibility and a comfortable living environment.

This way I have more flexibility with what I want to do with my money, and if I keep it up for another 20 years, who knows, maybe I'll be able to use it to pay off my mortgage as a lump sum at a later date if I choose to do so.

If you have the flexibility at this point in your life to house hack you should definitely take it!