Personally, I would prefer to use the HELOC approach.

And personal downsizing is always good for business!

Some high-end STR's (like in Joshua Tree) do use professional models, but for your market and property type, I’d suggest removing personal photos and focusing on the space itself, so guests can imagine themselves there, which is really what you want.You also have 81 photos, that’s too many.

My team personally has pivoted to more local affordable housing with local and county grants and incentives and we'll leave the more complex LIHTC deals to the big firms.  

As long as no “healthcare” services are provided (like medication or personal care), it’s not regulated by the Department of Health.

Personally, I'd start looking in markets you're familiar with, similar to what you said in your post.

Nice to connect 😎Its in Joliet - Cathedral area I hope to meet you in person as well?

The person worked for H&R Block, now works for TurboTax Live and is being honest about their skills: NOT QUALIFIED.

Are you building for pure investment purposes or are you looking to use some of the space for personal/personal business use?

I personally think they are “higher end” than anything stackable.