By fall of 2021, both the visiting scholars and the vacationers were back in town, a lot of furnished listings had disappeared and I am back to renting at my pre-pandemic rates. 

We just had a 100+ portfolio fall apart because of silent seconds upon refi to achieve a bail out. 

Falls a little short of my 5% but it is close enough to make me wonder.

If you don't fall within that category you either get caught up dealing with the BS minutia of the business or are reliant on outside PM's that eat away any margin because there is significantly more time that goes into operating Section 8 rentals and don't let the "guaranteed rent" make you think otherwise.  

The tenant's balance did actually fall below the payment amount on this day.

@Matthew Mclean I would not recommend buying down the interest rate when rates are going to fall.

I'd do whatever the math says works best, and don't fall for the low rate 1st fallacy.

He strongly advised me to take legal action.Please don’t fall for this scam.

Hey,I am not sure where the conventional rates fall in your market but I originate DSCR loans and that rate is closer to where we would be on our side. 

Now, let's break that down…- A median single family home is $543,000 (up 2% from last year)- A median townhome is $377,000 (Down 5% from last month so appreciation has slowed down significantly here: https://tmls.stats.10kresearch.com/infoserv/s-v1/IFbq-ZfR)More quick stats:- Homes went for 1% under asking, indicative of a less competitive market typical of fall- ⅓ of homes experienced at least one price drop- Homes sat about 21 days on market- Sellers has 10 showings before going pending- There are about 3,100 homes for sale, which is up 10% over last yearWe continue to see more options to choose from, more flexibility from sellers, and cyclical dips in prices across the board.