If the lender used your credit report as part of the decision, they should also include details about the credit reporting agency.It’s worth following up with the lender to formally request this denial letter and ensure they’re compliant.

NY laws are different but I am reaching out to my zoning board/city to get the details.

Most folks protect the furnishings with a security deposit, would make sure that is detailed in your lease agreements

You may need to disclose that you repaired this to buyers and want to include more detailed information about what was done.

It blows quickbooks out of the water with ease of use and I can do the class tracking that the basic $20 a month quickbooks was lacking.There's a phone app also, I just added it to my phone, so I'm not sure how much I will use it yet other than for reference as opposed to opening the website for details. 

thanks everyone for the replies, just getting back to this thread I will review in more detail.

I see a lot where newbies are asking for help but as newbies, it feels like they are missing a lot details.

Focus on growing your business profile to transition away from this.Documentation: Lenders often request detailed financials and tax returns.

@William Kwong Great details you provided here, as I was able to take alot from this as I decide on some renovations on a 3 family here in JC.

They came across too pushy and didn’t get enough detail and when you’re new to something and about to put an abundant amount of money somewhere, you want to feel safe and like you have all the information and I just didn’t with his team.