There is no 100% correct cookie cutter answer for everyone, regardless of my opinion or anyone else's, so look at all aspects of what you are doing and the consequences.

Originally posted by @Brandon Olsen:Hi Brandon,Here is a Railroad Depot restoration that was completed in Michigan (just across the water from Ontario).It's in a friendly touristy town of 33,000, that hosts events such as square rigged tall ships, sport fishing, and etc...

Nobody in this area is going to want a 4 story townhome located smack in the middle of a busy intersection, not even as a rental, and cookie cutter properties are the first to weaken in a downturn. 

I upgrade all of my homes with granite countertops and new appliances in the kitchen and came up with a cookie cutter look for my baths years ago (time to update with the trends).

@David Paul Most secondary market loans are going to be very difficult for him to qualify for as they are cookie cutter and require the borrower to check a list of certain boxes for which he doesn't.

You can find if everything is jerry rigged together horribly or done somewhat right.

There is no cookie cutter, one size fits all approach to this. 

@Sam Shi it's not that cookie cutter when you record a memorandum of agreement.

@Deborah RepaskeyAssuming copper, turn the water off, cut both sides of the kink with a copper cutter and Quick connect the back together.

If you tell him I told you to call he'll know you're about to create a specific policy not a cookie cutter policy.