You've contributed all of three posts to this community.

Again, i might be wrong but I've done my fair share of transactions across dozens of states (NY included) and a seller concession has always been interpreted as a seller's contribution to the buyers closing costs or principal purchase amount. 

.), and then make sure you are contributing to those conversations.

There's a misconception that these loans are loosely originated, similar to 'NINJA' loans, which contributed to the previous real estate crash.I have included a Bigger Pockets article that goes over the documents and nuances for a DSCR loan, which sounds like a great option for your scenario.

Learn along the way and check what you are passionate about and how you'd like to contribute.

The only other option that I have seen that is "the best of both" is a company here in California that has setup a fund you could contribute the properties to and receive equity as an investment partner of the fund that gives equitable share of the entire funds properties without exposure to liability.

You would have to buy that property (or a % of it) and then contribute it into a new LLC.Since you're buying the actual real estate as a tenant in common it does become a little easier to deal with the debt.   

Hi there, this looks to be a great forum and I can't wait to both contribute and learn from you all.

And I want to be the one contributing to the importance of financial freedom and sizeable assets!

If the cost of doing business becomes too high, a lot of landlords will sell or new developers will go elsewhere, both contributing to greater scarcity and higher prices.