These services (some government-provided, some religious-affiliated, some business-related, and some charity related,) all require the citizen to be extremely delinquent on a bill before offering assistance. 

I can use it to enjoy, give to charity, drink a beer, travel somewhere fun, etc.Can a property appreciate and put EVEN MORE cash in my pocket in the future? 

Work to better others first and in turn they will pay you for it - allowance is welfare earn by going over and beyond you normal job/chores 3) Three things to do with the money they have Give, save , spend - Others first (charity/tithe), their futures , needs/wantsWhat are some things y’all teach you kids?!?

there is a BP member who donated to our charity a heroshome.org and for those donations they get me live on the phone to talk about what ever I can do to help them in a certain transaction or how to sell real estate or whatever..

Your not a charity your a business. 

Even if you are not military, I think you can join by donating to one of the military support charities on their list.

You can join PenFed CU by donating $20 to a military charity if you're not a vet or active duty.

I would go for full, the only reason to do a partial reno is if you want to be a charity to the existing tenants if that is something you want to do that is fine but understand that you are doing that.

I used to have a 7 page or so credibility outlay pictures, lenders that I had work with, a charity we supported, and a family photo.

Charities, Country clubs and private wealth managers are all good places to look.But as was stated above you need to have something good to offer them or meeting them will be a waste of time.