Sidenote: if borrower is paying P&I and investors receiving interest only it gets more challenging as you are receiving dribs and drabs of principal back every month which is impossible to deploy but you are still paying investor interest on it. yup drag on the fund will drag you down.

Challenges?

Your first challenge is - you shouldn't buy based upon zip code!

An eviction will make it challenging for her ever to find a quality rental in low vacancy areas.  

What are your current goals or challenges in real estate?

It isn't really any harder to drive a stick, just different, but for people who never learned it seems very challenging.

Challenges?

But, they will be in challenging parts of town where realistically you do not want to own property and your long-run returns will under-perform.I'd encourage you to find a balance of sub-market growth, nearby employment, strong income, and only then a good rent-to-value ratio. 

The more you say, the more they can challenge you if it comes to that. 

I am having a similar challenge as well, I had paid the 20% for couple homes in Ocala in 2021 and it is now two years and the dates have just got extended multiple times.