I'm wondering if I should build out the house to sold comps valuation (bigger more expensive house chasing equity valuation) ORShould I build just enough of a nice mountain cottage for best cashflow.

Your perspectives have been incredibly helpful as I navigated how to handle the situation.Here’s how I just responded to the tenant:I expressed sympathy for their situation and the loss of their pets.

Or buy a thermal camera to check for heat losses, they have gotten really cheap. 

I thought I got their name off of Bigger Pockets awhile back, but I can't seem to find their name on here now.

For some others in the Bigger Pockets community, is there anything else to consider, what do you think, 'do it'? 

My wife and I are hoping to buy another single family home that is bigger sometime in the next year for our new family and potentially rent out our current home to tenants.

Most people are happy just to not take a loss each month. 

With growing Latino population that tends to have a lot bigger family, I am not worried about finding guests.

However, the Cleveland area is a net population loss area.

This will allow you to take on bigger deals with your cash on hand.LTC is a ratio with the potential to limit your loan amount.