You should never ask Tenants or enter into dialogue with tenats in which tenants are repalcing anything other than filters, batteries or lightbulbs.

One of the ladies died from health complications a couple weeks ago and so the other lady moved out already as she informed me she wouldn't be able to afford the rent by herself. 

@Sam Ojo  I read through the 3 years of posts so I kind of understand.. if this program is touting no money down owner finance commercial real estate.. well that's a tough one to a non starter in todays market.. sellers are not that desperate .. you can do that in areas that are dead and dying but who wants to buy that stuff.and when you can pay 10k up front and then they talk about splitting 500k.. this is simply reminds me of a very successful syndicator I worked for in the 80's he had a billion dollar portfolio then I did acquasitions for them it was a great job as I was a RE broker and got my commish when they took the building down.. no risk on my part.. work as a broker plus he paid me monthly and health insurance LOL.But that all saidhe had a phrase... : DROWN THEM IN FUTURES  "  this to me is like that take folks that have rally no experience in something that takes a ton of experience to get good at @Joel Owens give them a cheap buy in .. lead the carrot with the 500k which is more money than most of these folks have ever made or dreamed of and yes they jump in... to me just same ole same ole guru stuff.. and the Guru makes most fo the money on the 10k and monthly other wise why charge either of those if they are making 250k per student.. that would be the big money.. why because they don't do a ton of it ( maybe ) I just don't see this in todays market as being real.. or achievable for folks that don't have like Joel says significant liquidity to buy commercial and experience... you want expe3rince in commercial get a license go work for a commercial broker get paid to do your apprentice work and like many of us 10 years  into the career you start making some significant coin.if it was as easy as pay 10k and 197 a month.. there would be NO commercial property to buy you guys would own it all.And again if this is all about nothing down owner finance that ship sailed over the horizon many moons ago.my 2 cents.

That almost defeats the purpose of trying to attain wealth.Regarding having a small business, you may be eligible for different types of retirement accounts, deductibility of health insurance and other things.New Jersey also has a complex tax system - It may be worth while to work with a CPA in the tri-state area.

Perhaps it’s a health and safety issue? 

It's an investment in the long-term health of your property.

I would be using a DSCR loan since I don’t have 2 years of work history.Sole, when you are considering a home purchase in North Carolina with a budget of $35k I would say it is essential to evaluate not just the amount, but also your overall financial health.

The parent choosing to keep the temp at an unsafe temp with children could be a sign of mental health issues and they may need to take the children away to keep them safe. 

Also, your property will need to pass a health and safety inspection by the PHA to ensure it meets the U.S.

I learned from my Health official here in Michigan that when septic systems sit vacant for about 3-5 years it’s actually the best thing for them!