I am looking for the basics.  

It's basically a sanity check.

They were super slow, had literally no idea how to read a basic purchase agreement contract, messed up on most of the paperwork, and ultimately were going to cause us to close 2-3 weeks late, with a lot of extra fees and less LTV than originally promised.

I've been caught in my PJs, chasing my kids around in the front yard, drinking with a neighbor, etc.  

So things like, xbox/playstation ping pong for the kids maybe a turf strip to play some putt-putt for the adults etc...

Basically its a big credit card that I can now use for any business related purpose, in my case Ill use it to do more deals.So here is where the 8 unit comes into play.

CA has the cheapest HML / PML rates in the country basically. 

@Richa Wardhan every investor has to find their own answer to your basic question - focus on portfolio growth or paying off what you have.Portfolio Growth leverages your money using loans and tenants paying off these loans.

Personally I will not be happy with a basic refridgerator in my rental. 

Basically, everyone is right in saying that it is only worth what the appraiser says it's worth.