Can the new HB 182 law be used to eject the prior owners of a property that the bank foreclosed on and did not remove from the house after the foreclose?

Any local bank that does this kind of financing should be able to approve you as long as you have a good enough credit score and never declared BK.

Now that we are 10 days from closing, I am talking to loan officer to get the Closing Disclosure so that I can know the exact cash to close (I need to move money from brokerage to bank account) and he is mentioning about 2% IPC limit. 

As I said, check with local banks and credit unions.

The lender only put up $25k to purchase the house from the bank.

.- Both Sterling and Bank of Marin offer financing to TIC developers for acquisition and renovation of buildings that will then be converted and sold as tenancy in common.

It mostly means you don't want to deal with banks initially. 

I refinanced it into a  5% 30-year mortgage with a local bank as the seller would only carry the loan for a year.

I would get on the phone with a local lender through a local bank. 

One thing to be aware of, and I hope that this never happens to any of you guys, is my connected bank link somehow failed or became disconnected?