I'm an Airbnb/VRBO owner myself, happy to help consult on some design improvements, but it'd be helpful to learn more of what your goals are.

The rent is guaranteed by other tenants, the regional chapter or the state will pay the rent.Those podcasts are designed to attract eyeballs.

Some H&R folks have earned the designation Enrolled Agent or EA.

However, I noticed that most homes in the neighborhood have vertical fences.Do you think it’s advisable to go with a horizontal design, or would it be better to stick with a vertical style to maintain consistency with the neighborhood aesthetic?

Design- in my market I don’t see crappy units, they are all nice.

Before you move ahead is there a particular reason why having this commercial space is important to the project or are you building this design because that's what the zoning requires?

Conventional financing is geared and regulated for the owner occupied homeowner and is designed to protect that borrower from poor lending practices.  

For under $300k, both shipping containers and modular homes can be great options—modular might offer a bit more flexibility with design. 

I’d recommend reaching out to a local architect or design-build firm who has experience with both home additions and ADU construction to help bring your vision to life.

They are designed to make it nearly impossible to figure out who owns the trust.