Anyone have recommendations on ones that are actually worth it and have helped you or others you know. 

Compare my bottom line to those who claim it's fine to invest where you get a $100 a month cash flow and sometimes actually even get rent. ;-) IMHO Thank you so much for your insight.

Comps can show one thing but actually closing can be another.

You can also search BiggerPockets and Google for reviews from actual members.

I am curious if that is actually what happened?

You aren't the insured in this case.Renters insurance does not cover the physical damage of the real property - it covers the tenants personal property and other things. 

Recommend that you speak to someone that actually does STR or is a professional. 

I actually moved from Florida to Columbus for the real estate.

How many Due on Sale clauses have you actually seen enforced?

No maintenance/cap ex, vacancy, PM, book keeping, asset protection, miscellaneous, etc.his actual cash flow when properly allocating for sustained expenses is a fraction of his advertised cash flow.