Find Brandon's videos on YouTube for the "four square" method of analyzing homes and practice.

Quote from @Seo Hui Han: A HELOC and a Home Equity Loan are the same thing.I have an excellent residential mortgage broker who can help you with this, he's based in Orange County. 

But thats us not everyone has the same business practices..

Sure terms matter, but I would imagine if you took a poll of bankable borrowers and asked why they work with particular alternative lenders they will all say the lender is knowledgeable which leads to practical underwriting and practical loan administration.

Current value: $950,000 -$1,050,000My psychotherapy practice (www.tnmentalwellness.com) rents this space from our rental property LLC.

My psychotherapy group practice (Tennessee Mental Wellness: www.tnmentalwellness.com) rents this space from our rental property LLC.

Although there are best practices, everyone prefers to set it up with their own unique flavor.

Hello everyone,I’m currently exploring opportunities in new construction projects in North and South Carolina and would greatly appreciate any insights or resources you might be able to share.Specifically, I’m interested in:Key areas with high demand for new constructionBest practices for navigating local regulations and permitting processesRecommendations for reliable contractors and suppliers in the regionAny recent market trends or data that could inform my investment strategyThank you in advance for your assistance.

It’s not intended to address tenant screening or defaulting issues, and I can see why it might not seem relevant to your concerns about tenant behavior and payment habitsTo answer your question,I fully own a couple of companies and hold partial ownership in others with real estate portfolios totaling over $100 million in market value, but I try to keep an open mind and learn from both sides-whether it's through advocating for better tenant practices or working with property managers.

Like you, I was concerned about potentially triggering a due-on-sale clause with the lender.However, I spoke with my lender, and while he confirmed that technically this could trigger a due-on-sale clause, he also mentioned that in practice, it’s very rare.