Of course, you can hire a local inspector to confirm work is done before final payment, but that all requires some pretty decent process management.

But I guess when both the mortgage interest and depreciation finally run out, then that’s another milestone to consider...though for me I’m still years off from that!

I connected with Gabriel a couple of years ago, but we never finalized anything.

That way, if there is really a disagreement, then one person can make the final decision.

If you want to be exact, my CoC is 9.8% after everything was finalized. my plan is to do a cash out refi in the near future to increase my CoC and recycle my funds to put into another property. 

We ended up getting renters finally!

Anyways, we are finally able to start work in October.

I don't delegate bookkeeping for security reasons.I finally realized that at this time in my life, it is much better for me to pay a bookkeeper. 

Finally, they promise you to refund your money within 90 days if you're not satisfied. 

I tend to pay back within 6 months, so my score bounces up pretty close to the original score after the final payment is made.