Or buy and close the property under a finance agreement, then find a buyer? 

A fine based on what grounds?

I graduated recently from the University of Missouri with a finance degree in Real Estate. 

The person who opened the door when we did a final walk through looked rough (I was told by seller's agent that he was the tenant brother only there while the tenant was traveling and watching the dog and the house).

Hi BP,We have a tenant that MIGHT have vacated from the room rental without completing a final inspection walk-thru that was previously agreed upon. 

So It isnt something Id suggest unless you want a fine or license suspension.

The $2500 is a fine that can be impose should the judge find you guilty of being out of compliance wth city and county codes.

Note: buyers can ask for this title search in advance of closing (sometimes for an additional fee), and it may reveal material information regarding the property that may be good to know well before closing.A buyer’s attorney begins preparing the paperwork for changing the title / deed and will file an application for title insurance if the lender requires it, and a final closing date is scheduled on or around the date indicated in the contract.A final cash figure for what a buyer needs to bring to the closing in the form of a cashier’s check is calculated.

In the real estate world, a fine line exists between protection and acceptable risk.

There are several other attributes/constraints of this loan program that you will need to review before making a final decision, and as such, I've pasted a link below that provides detailed information about the Freddie SBL Program.Freddie Mac Multifamily Small Balance Loan Program: Freddie SBL Program - InformationHope this information helps!