If they have anytype of real estate license, you can also contact the state's Board of Realtors and file a complaint.

Filing is free of charge and part of the Fed’s idea of an easy form to complete.

This allowed me to save over $1,200 per month on my payment and also increased my principal paydown by over $400 per payment compared to financing a new "high interest" loan! 

Our law firm is seeing an increase in eviction filings this year.

Depending on your loan structure I'm not even sure you could legally offer a personal guarantee outside of the loan for that money without committing mortgage fraud, as anything that could hinder the ability of the primary lender to recover their principal is supposed to be declared during their diligence period, and any material changes up to the point of taking the loan are supposed to be disclosed as well.

I did another search and there is no lien filed on the property recorded with the county. 

Did you file your federal tax return but not the georgia tax return?

You also have to file UBIT taxes and most CPAs don't even know what that is.

You would file the name with the state for each series created so it's clear its a series, but you wouldn't have to do a whole entity formation or do the annual filing fees.

On a fixed mortgage, i could pay extra payments (or a one time lump sum payment) and apply it towards principal.