In this case, it would make sense for me to get the permit as an owner-builder and I'd save $, but I'm inexperienced. 

I’m a builder and investor, I tell a lot of people the best way to invest into real estate at this time is to build it.

We use a national supply house for everything and do mostly builder grade with upgrades where they need to be at.

You could also consider a joint venture with someone who has the necessary experience, or see if the builder is willing to act as a guarantor.

Hi @Chen Avnery, I spent years lendinging to commercial borrowers for commercial projects when I worked with banks then I got into funding developers and builders.

I've seen up to 85% LTC for an experienced builder who has done personal projects.

Meaning, I don't have to hire out as much or trust the navigation process of a builder/contractor.

The Real Estate Bridge BuilderImagine you’re a bridge builder.

As far as being your own GC, also known as 'Owner/Builder', everyone should be aware that most states (California is one, I looked up GA and it seems they may be as well) do not allow an investor to act as a GC on any property except their primary residence, and even then there are limitations.So check local laws before starting down that road.....

Say you bought two lots in Cape Coral late 2020, went through a turnkey company who had connections with a builder.