A prominent MLO in the northeast was recently charged and stripped of his license for playing this game with his borrowers.Also, everything is reviewed by underwriting.

Also something to consider is what is the appreciation play looking like? 

This is particularly effective when paired with bonus depreciation provisions.This method not only helps reduce your tax liability but also enhances cash flow, making it a powerful tool for real estate investors looking to grow their portfolios.3.

I think knowing more numbers, heloc limit, plans and objectives for future goals all should play into "what is best".

nice job I grew up flipping land I love that play still fund land flippers to this day is a niche of lending that I have carved out.. 

It's definitely worth it to rent out the bonus apartments.

A cost segregation study looks at the overall building that you purchased and breaks it down as much as possible.The purpose of this is to increase the depreciation expense.Without a cost segregation study, you are depreciating the property over two items(Building and Land).However, a cost segregation study might identify items such as fencing which might be eligible to be depreciated over 15 years instead of 27.5 years.Depending on the year that the building was placed into service, you might be able to take bonus depreciation on certain items.The follow-up question to ask your CPA is will the cost segregation study help me, and by how much?

The COVID bonus pay days are over so what they can afford to pay is really down from the height of the pandemic.

The big boys play this as a team sport, so think about what you need to know, who you can get it from and then go find that person.

Together, they have a lot of units in play there and have done very well with long-term rents and mid-term as well.