You will be looked at weather you actually intend to live there at all in underwriting but you are not actually violating the terms."

All LVT is waterproof itself; the locking system where they come together is water resistant based on the install.

If you plan on taking title in your individual names, the path of least resistance financing wise would be to get a conventional 25% down non-owner occupied loan.

Hi All,I am planning on moving forward with an organization called "Citizens for Citizens" to perform some weatherization on my home with a cost of around $10,000.

All of the activities to do outdoors, people always lending a helping hand, weather is not boiling hot,  too many breweries and you never have to wait for 2 hours to sit down to dinner.  

The weather may have not have been warm enough for your installer to properly evacuate and charge the refrigeration systems.

Nothing worse than a VR with bad WiFi, particularly when your guests are stuck inside due to weather.

There is so many countries that has a similar weather for expenses that are much lower.

call a HVAC guy out for bid on what you need, it's obviously hooked up to the gas and vented out so looks like a big project to switch it out,, at least you'll know before one quits working and your forced to replace in cold weather.. 

I personally hope you weather the storm and keep focusing on other RE investments so you have somewhat of a cushion.