It is not unusual for a discount to be the same at month 2 as month 24 since the defects in the loan are what cause the discount not simply on -time payments.  

Nothing too unusual, but today I read on the web site of a local prominent property management company: Dispelling the myth of positive cash flowChapel Hill real estate is renowned for its consistent, stable, and relatively generous appreciation.

@Ben D. - First off, I agree with @Ruth Bayang, the primary goal with a live-in small-multifamily property is not to cashflow.

Get those behind you and lenders will have a more warm and fuzzy feeling about bending guidelines for you.Best of luck!

My name is JD Dennis, I am 23 years old and I am originally from Bend, Oregon.

It would be an unusual lender that would work with just the wife, regardless of the quit claim.

. $200-$250 sq ft is not unusual, depending on condition.

I think with proper explanation, persistence, and continual persuasion, there is a possibility your wife will eventually bend.

Is this unusual?

@Alexander Price 70k is not out of the question as there are comps to support that, but also comps to suggest lower, but that is not unusual in many areas.