Our only option is Refinance.

Hi Tyquan, An FHA loan would be an option for the use of a primary residence purchase. 

If you cannot refinance it is unlikely you'll be granted the novation and it will take a lot longer to get an answer on that.The beneficiary of that assumption has to fully credit qualify so, while yes, I agree that might be an option, it's not a given.

For the municipality issuing permits they would only typically allow a homeowner to build for a primary residence of their own, BUT they have little ability to enforce that after the fact.

Look at loan options like standard loans, group loans, or private funds.

Typically, the NDA will be integrated into other principal agreements relating to the subject matter of the NDA such as proposals, contracts, representations and agreements.It is always a good idea to separate trade secrets from confidential information in the NDA, this is because trade secrets usually have a longer protection period by law.

I am trying to do some long hand repair estimates, and I was wondering what is a conservative $ estimate for your typical kitchen to have granite counter tops put in?

A typical 3 bedroom rental in ABQ averages $1,700/mo, compared to an average of $2,400/mo in Santa Fe. 

Those are good hacks to get better options than what you might get here, looking in a particular area.You have the right idea though, you want to give some sweat equity first or gopher skills.

Hi AllWe are under contract on a 4-plex and I am shopping for Loan options.