The tenants power was shut off for non-payment and I need to put the account back in my name.Recently my HOA sent me photos of my rental townhome with a gas generator running in the yard and the electric meter missing and shorted out.

In my head I'd want to buy a property cash or creative terms with a private money partner for the home and maybe a 2nd partner for the furnishing and start-up funding.

Let me just say there is 30,000 section 8 open contracts in the city of Detroit maybe that might turn some lightbulbs on lol

You have a larger pool of risk tolerances from different lenders (less risk = better terms, more risk = worse terms). 3.

My contract, which was prepared by a real estate attorney in my county, says 'tenant" will surrender the property in the same condition as when received".

Life’s too short.

Options are limited but I have a source that can help with permanent financing, i.e. 30 yr fixed, interest only 30 year term.

I can have my underwriter look at some prelim terms for your investments if that would interest you as well.

@Kevin Kite- try working with the present lender on refinance  / extension  terms 

It encourages this behavior, increases the odds they will repeat the behavior, increases the odds that another LL will get to experience thus from this tenant, and in the long term increases the chance it will happen to you again.