Do you think that is a limitation of their lending program, or is that something that is the post COVID standard?

We have a prospective tenant for our vacant unit that is enrolled in the SSFV program.

As everybody has stated above it is important to get your financing set up ahead of time so you know not only what you can afford but what loan programs your eligible for.

Fortunately, since you also live in the house, that makes you exempt from both Sacramento’s local rent control (Tenant Protection Program) and California’s statewide rent control (AB1482).Now, with regard to how to raise the rent, after the lease expires and it transitions to a month-to-month (MTM) agreement, you are free to raise the rent by any amount you choose. 

If the tenant gets kicked out of their place, it likely damages their ability to continue on the Section 8 program.  

Qualifications for Medicaid and state programs.

However, I know little about how to make my program eligible for such funds.

I contacted both of my lenders and they both offered me a similar program.  3 months forebearance. 

You can also help your tenants apply to give them info about unemployment and other programs who are helping with funding during this time.

Some major points in the bill; Extend the eviction moratorium for 60 days after the state of emergency order is lifted for residential renters as well as small businesses, with an exception where there is risk of immediate harm.Allow renters with financial hardships to pay rent over an extended period using a year-long repayment plan.Create an eviction diversion program that runs through December 31 2020, requiring both landlords and renters to participate in a mediation process designed to help resolve issues before they lead to formal evictions.Stabilize rents during the pandemic and for a year afterwards, during which landlords would be limited from increasing rents, retroactive to March 1, 2020 for those experiencing financial hardship related to the pandemic.Waive late fees on rent during the pandemic and for two months afterwards, which is retroactive to March 1, 2020 for those experiencing financial hardship related to the pandemic.Allow renters who are illegally locked out to recover damages caused by the illegal lockout.Call on the PA General Assembly and the US Congress to provide municipalities a comprehensive relief package to stabilize the local rental housing market and assist property owners, including large-scale rent subsidies for landlords to make up for lost revenue.There are concerns, expressed by HAPCO, that passing this bill would have a disastrous effect on property owners in Philadelphia by essentially passing on the costs of the COVID crisis onto owners.