Evenso, the VA loan carries a one time funding fee, though this is less than 2.5%.This can be reduced with even a small down payment of 5%.

Hospitals and cemeteries have great stores of Yin energy.

Arguing with ignorant people is not a great use of energy. 

I'm looking for a 3rd party company to execute a Utility cost savings analysis on two smaller Multifamily assets in Cincinnati (11 units) and Indianapolis (32 units).  Not necessarily looking for RUBS or any sort of u...

.$2900 (rent) * 0.6 - $1790 (mortgage: Not clear if this included full PITI but if it does the 0.4 should be reduced) = -$50/month (cash flow negative but I believe the mortgage includes full PITI so …)Lets assume the $1790 include insurance and property tax and that those two equal 10% of the rent ($290/month - I have no idea what prop tax and insurance costs where this RE is located so I used 10% even though my current prop tax/insurance to rent ratio is ~15% and that is with some prop taxes far below value).$2900 * 0.7 - $1790 (mortgage with tax and insurance) = $240/month.Lets use $250/month * 12 * 10 = $30K (versus $90K).If we use 15% for prop tax and insurance to rent ratio$2900 * 0.75 - $1790 -$385$385 * 12 * 10 -= $46.2K (lets use $50K)$111K + $50K = $161K. 

This would most likely reduce a gain (if sold) down the road, and increase your depreciation deduction annually. 

My thought is that I can increase the Heloc on the property once the addition is complete to use toward my next purchase.Pros:- Total cost in the end is far less than any other option (by over $100k)- Monthly payment is reduced by $900 after 11 yearsCons:- Can’t pull money to make another purchase until apartment is constructed, (if the market will still allow).

I would imagine you have employees and systems in place to help reduce these factors but what has the outcome been so far?

Unfortunately in my case (and seemingly yours) the options were limited to reduce the capital gains tax impact.

(truly want to hear)I can be very intense and passionate when it comes to putting all my energy and effort into things (Just bought David Greene's book, got "Rental property investing" by Brandon, became a Pro member, and already starting to practice running numbers with the BP calculator all within 3 days).My action steps (things you may all PLEASE hold me accountable for) are to:- Be known on the forums (I will ask many questions)- Run at least 100 deals in the calculator for practice by March 1st, 2020.- Purchase my first property by June 1, 2020THANK YOU!