The "standard" forms are copyrighted material available free to Realtors and (from what I can tell-- I'm not in CA) for a small fee to members of the public in a non-brokerage capacity.

The answers will range due in large part to how the transfer (wholesale deal) takes place and the price points.For instance, if an REO, it is likely not "assignable" so if the buyer of the REO is using a second escrow for a double closing, then they will want a non-refundable deposit so you don't walk away and leave them holding the bag.If it is assignable, then it all depends on the contract wording that they are taking over, if an inspection period timeline is left over, they still have that.In other wholesale deals, they are mostly non-refundable deposits to keep you from backing out at the last minute with nothing to lose, that protects the wholesaler.As for inspections, typically, you as the buyer should do your inspections first, then decide if you want it and at that point, a refundable deposit is not needed, you have already made your choice to purchase the property.

Here is what the IRS has to say about it: Direct from Publication 225 "Farmer's Tax Guide"Crop Insurance and Crop Disaster PaymentsYou must include in income any crop insurance proceeds you receive as the result of crop damage.

Wouldn't it be advantageous for banks to send out their people to bid and win the tax lien auctions to protect their asset?

Discrimination is no joke and having a criteria and following it protects you from discrimination claims.Good Luck

XYS via online public records.4) It seems like Mr.

Well I could have gotten my own policy but then there is double the money and debt service involved which reduces margins.I was added as an additional insured because the insurance company employee said it would not cause any issues and then the insurance owner 4 weeks after closing gets all up in arms.The existing policy is much cheaper than the rates I found.The building is 30 years old and once it hits 30 other carriers told me unless it has new electrical,plumbing,roof,etc. they can't insurance it for the best rate anymore.Her in place policy was originally written 10 years ago when the building was only 20 years old.Kind of like an existing lender will do much more for you than a new lender where it has to meet their parameters.I asked about getting a policy for myself and adding her but the underlying mortgage would want her as primary so that wouldn't do anything.I am thinking I can make her part of the corp I have set up for that property with a non-controlling interest.The underlying lender could be told it was for estate planning and asset protection if any questions arose.The insurance company guy says that mortgage companies sometimes do periodic checks on title transfers to check for wrap deals but I think that is being a little paranoid.

Go down to the "RESPA'S statutes explained: consumer protections and prohibited practices" section.

Check out local real estate blogs, property management company web pages and more general type publications like newspapers.

-Vigorously protect our border with Mexico through manned and unmanned methods.