But the first sentence may permit assignment of the agreement, and agents, etc., are simply wrong in saying that it can't be done.  

You know, to assess my comfort levels against best guesses of numbers against whether my goals are realistic or too small blah blah blah.Anyway, wondering if anyone has already created such a spreadsheet so I don't have to recreate the entire wheel?

Each municipality also has different tests and permits that needs to be done before you can close. 

You can also decide to get the site plans approved and apply for the permits and get a construction loan.Construction loans are about 75 to 80% loan to cost so you have to put money down.

There is also a LOT more legwork on your end getting the property entitled/permitted, renderings, budgets, etc.

If you hold a property as an individual you may perform your own repairs and pull permits.

Housing permitting an policy is generally controlled at the local level be politicians who are not well-versed in finance.  

There is still much controversy over the legality of that product in California.The city of Los Angeles, and many other cities in So Cal, have taken strong stances against tenants in buildings concerning their use, their occupancy permits, and their stringent review of the premises which may or may not impact the landlord depending on the city's findings.I'm in the CRE business and I won't have anything to due with this type of tenant.

They have brought lots of knowledge and we have also learned a lot from them in regards to project management, rehab costs, and permits.

federal law makes these clauses enforceable nationwide.so, how do lenders tend to 'find out' a mortgaged property was transferred before payoff without assignment (if was permitted by lender contract) of the mortgage to the new title holder?